Benefits Built for You

Want to know more about who we are as Affirmers?

Visit our About Us page to:

• Read a note from Max Levchin, Founder & CEO
• Learn more about our Philosophy
• Review our Vision, Mission, and Values

 

* This page is provided for informational purposes only and identifies current benefits and perks. These offerings may change from year to year.

 

Health Benefits

Premiums are 100% covered by Affirm for you and your dependents.

 

Medical plan options 

• Cigna OAP (available nationwide):
  • $10 Copayment for office visits
  • A lower-deductible PPO plan ($250 individual, $750 family)
  • Allows you to seek in-network and out-of-network health services
• Cigna OAPIN (available nationwide):
  • $15 Copayment for office visits
  • $0 deductible EPO plan
  • Only in-network providers are covered (aside from mental health providers which are covered in and out-of-network)
• Kaiser Permanente HMO (available to California residents only):
  • $15 Copayment for office visits
  • $0 deductible HMO plan
  • Only in-network providers are covered

 

Dental plan

Delta Dental: $0 annual deductible, $2,500 annual max, no charge preventative and basic care, $3,000 orthodontia.

 

Vision plan

VSP Network Signature Plan: $0 exam, $0 materials, $200 each towards either two pairs of glasses, or one pair of glasses & 1 set of elective contact lenses, or 2 sets of elective contact lenses, every calendar year.

 

Medical Concierge

One Medical Membership: Covered for employees and dependents that are Cigna enrollees.

Income Protection

We know that the unexpected can happen. Income protection provides coverage when you need it, so you can have peace of mind.

Basic life & AD&D, short- and long-term disability

Prudential: Basic life insurance and AD&D coverage are available through Prudential at no cost to you.

Voluntary life & AD&D, accident, & critical illness

Prudential: Additional voluntary life insurance, accident, and critical illness coverage through Prudential are available at a minimal cost to you. 

 

Invest

We’re invested in your financial wellbeing, that’s why Affirm offers retirement and stock programs.

Equity

We want you to have ownership in what we are building.

Traditional 401(k) and Roth 401(k) savings 

You are eligible for a retirement plan through Fidelity.

ESPP

A voluntary Employee Stock Purchase Plan (ESPP) provides you the opportunity to purchase shares at a discounted price. You will be able to purchase Affirm shares at a 15% discount, utilizing a 6-month lookback provision.

Wellness

Mental health resources

Lyra is a mental health platform that assists with screening, care navigation, and virtual visits with licensed therapists or physicians. Affirmers and their eligible dependents will receive up to 12 free annual virtual visits with a Lyra provider.

The Mental Wellness@Affirm community group hosts events for the company with a focus on mental wellness.

 

Family comes first

Family journey:

We’re proud to offer additional support for you and your partner through Maven. Maven is a platform that provides on-demand virtual care, clinically informed content, and a supportive community for planning, starting, or raising a family through every stage of your unique journey.

We’re excited to offer our S.A.F.E. Journey Wallet. You will receive a $20,000 lifetime wallet upon hire that can be used toward adoption, surrogacy, and long-term egg, sperm, and embryo storage expenses in 2024. 

Additionally, we offer $20,000 lifetime maximum fertility coverage through our Cigna plans. Services include:

• IUI, IVF, GIFT, ZIFT
• Infertility drugs, testing, treatment
• Short-term fertility preservation, preimplantation genetic testing, and more

 

Parental support: 

We want you to feel supported and prepared for your little one’s arrival. Birth and non-birth parents receive 18 paid weeks of parental leave. The Parents@Affirm community group is available to provide you with the resources you’ll need when welcoming a new family member. Affirm is also partnered with Parentaly to help employees successfully plan for and return from parental leave.

 

Caregiver support:

Our loved ones bring us joy, and caring for those we love also brings extra responsibilities. If you’re a working caregiver, we offer ianacare’s integrated support system for practical and emotional support.