Compare your monthly benefit costs

A core value of Affirm’s benefits philosophy is to reduce barriers – financial and otherwise – to allow Affirmers to access the care they need when they need it. That is why the company subsidizes 100% of the cost of your medical, dental, and vision plans. Whether you are covering only yourself, or any number of dependents, you will pay no contributions towards these plans. 

2025 Plan Costs

We’re pleased to pay the full premium cost of the benefits below. Whether you need coverage for yourself, your spouse/domestic partner, your children, or the whole family, it’s on us.

 

Kaiser HMO Cigna OAP Cigna OAPIN
EMPLOYEE ONLY

(Affirm’s average monthly contribution: $850.00)

$0 $0 $0
EMPLOYEE + SPOUSE

(Affirm’s average monthly contribution: $1,955.00)

$0 $0 $0
EMPLOYEE + CHILDREN

(Affirm’s average monthly contribution: $1,445.00)

$0 $0 $0
EMPLOYEE + FAMILY

(Affirm’s average monthly contribution: $2,465.00)

$0 $0 $0

 

Dental (Delta Dental) Vision (VSP)
EMPLOYEE ONLY

(Affirm’s average monthly contribution: $77.00)

$0 $0
EMPLOYEE + SPOUSE

(Affirm’s average monthly contribution: $135.00)

$0 $0
EMPLOYEE + CHILDREN

(Affirm’s average monthly contribution: $173.00)

$0 $0
EMPLOYEE + FAMILY

(Affirm’s average monthly contribution: $291.00)

$0 $0

Back to Quick Links

Basic Life, AD&D, Short-Term Disability, & Long-Term Disability

You’re automatically enrolled in this coverage at no cost to you.

Voluntary Accident & Critical Illness

Your monthly cost is based on the number of dependents you cover.

Voluntary AccidentVoluntary Critical Illness
Employee Only $7.68
Employee + Spouse$11.03Your cost is determined by a number of factors such as age.
Please reach out to our team if you have any questions about this.
Employee + Children$11.66
Employee + Family $17.88

Domestic Partner Information

Please note that unless your domestic partner is your tax dependent as defined by the IRS, contributions for domestic partner coverage must be made after-tax.

Similarly, the company contribution toward coverage for your domestic partner and his/her dependents will be reported as taxable income on your W-2. Contact your tax advisor for more details on how this tax treatment applies to you. Notify Affirm, Inc. if your domestic partner is your tax dependent.

Plan Costs – United States
Open Enrollment Ends In: