About Us

A note from Max

We founded Affirm in 2012 to take on a broken payments industry and build the first payment platform with a moral backbone and customer-first mindset. Our vision is to be as ubiquitous, secure, and convenient as legacy networks, yet far more transparent, honest, and both consumer and merchant-centric.

We believe that consumers deserve absolute clarity in what they will pay and when it’s due. We believe that the morality of each financial product offered to our consumers is a key consideration, and is an essential part of the Affirm brand. We put what is good for our consumers first and will never benefit from their mistakes or misfortunes.

We are still a small, but rapidly growing piece of the ecosystem we’d set out to reinvent. Our core strengths and competitive advantages remain in two fundamental areas: we are very good at technology, and we are committed to being good. We know how to maximize the value of data, and we make it work on behalf of our customers. We’ve powered billions of dollars in transactions, yet we have never charged a single late fee.

We wouldn’t be able to continue this pace of innovation while staying true to our founding vision and our core values without a truly special team. Affirmers, as we like to be called, are all here to build a great, growing, sustainable business, one that stands the test of time. And there is more to it than that: we are united by our commitment to improve the lives of consumers and to help our partners grow their businesses.

I am grateful that you have joined our team, and excited that through this, are supporting our mission to build honest financial products that improve lives.

Onward,

Max Levchin
Founder & Chief Executive Officer