{"id":1440,"date":"2022-07-08T21:02:21","date_gmt":"2022-07-08T21:02:21","guid":{"rendered":"https:\/\/benefits.affirm.com\/us\/?page_id=1440"},"modified":"2025-10-29T23:24:54","modified_gmt":"2025-10-30T06:24:54","slug":"life-accident-disability-insurance","status":"publish","type":"page","link":"https:\/\/benefits.affirm.com\/us\/life-accident-disability-insurance\/","title":{"rendered":"Life, Accident & Disability Insurance"},"content":{"rendered":"

When the unexpected happens, it pays to be prepared<\/h1>\n

Things can happen when we least expect it. Life, AD&D, Accident, Disability, and Critical Illness insurance is there to help protect your family from the financial impact of a loss of income. Consider your current and future financial needs when evaluating how much coverage you may need. <\/p>\n

Voluntary Life Insurance<\/h2>\n

Protect your loved ones in case something unexpected happens to you.<\/p>\n

Voluntary Life Insurance allows you to purchase additional life insurance to protect your family’s financial security. Coverage is available for your spouse and\/or child(ren) if you purchase coverage for yourself.<\/p>\n

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Employee\u00a0<\/span><\/b><\/p>\n<\/td>\n

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Increments of $10,000 up to $500,000.<\/p>\n

Guaranteed issue:<\/p>\n

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  • Age 15-64: $250,000<\/li>\n
  • Age 65-69: $50,000<\/li>\n
  • Age 70 and up: $10,000<\/li>\n<\/ul>\n<\/td>\n<\/tr>\n
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Spouse\u00a0<\/span><\/b><\/p>\n<\/td>\n

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Increments of $5,000 up to $250,000.<\/p>\n

Guaranteed issue:<\/p>\n

    \n
  • Age 15-64: $50,000<\/li>\n
  • Age 65-69: $10,000<\/li>\n
  • Age 70 and up: $0<\/li>\n<\/ul>\n<\/td>\n<\/tr>\n
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Child(ren)<\/b><\/p>\n<\/td>\n

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Increments of $1,000 up to $10,000. Guaranteed issue of $10,000.<\/p>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

Voluntary Life Insurance Benefit Plan Summary<\/a> <\/p>\n

Affirm-Provided: Short-Term Disability Insurance (STD)<\/h2>\n

Things can change, quickly – STD is there when you\u2019re caught off guard.\u00a0<\/span><\/p>\n

Short-Term Disability (STD) insurance replaces part of your income for limited duration issues such as:<\/p>\n