Plan Costs

Your Monthly Benefit Costs

A core value of Affirm’s benefits philosophy is to reduce barriers – financial and otherwise – to allow Affirmers to access the care they need, when they need it. That is why the company subsidizes 100% of the cost of your medical, dental, and vision plans. Whether you are covering only yourself, or any number of dependents, you will pay no contributions towards these plans. 

Medical, Dental & Vision Costs

You’ll pay $0 in premiums across all Affirm medical, dental, and vision plans.

 

Kaiser HMO Cigna OAP

Cigna OAPIN

Dental (Delta Dental)

Vision (VSP)

Employee only

(Affirm’s average monthly contribution: $650.00)

Costs subsidized 100% by Affirm.

You pay $0 in contributions towards these plans.

Employee + Spouse

(Affirm’s average monthly contribution: $1,450.00)

Employee + Children

(Affirm’s average monthly contribution: $1,120.00)

Employee + Family

(Affirm’s average monthly contribution: $1,900.00)

Basic Life, AD&D, Short-Term Disability & Long-Term Disability

You’re automatically enrolled in this coverage at no cost to you.

Voluntary Accident & Critical Illness

Your monthly cost is based on the number of dependents you cover.

Voluntary Accident

Employee only

$7.68

Employee + Spouse

$11.03

Employee + Children

$11.66

Employee + Family

$17.88

 

Voluntary Critical Illness

Your cost is determined by a number of factors, such as age. Please reach out to our team if you have any questions about this! 

 

Domestic Partner Information

Please note that unless your domestic partner is your tax dependent as defined by the IRS, contributions for domestic partner coverage must be made after-tax. 

Similarly, the company contribution toward coverage for your domestic partner and his/her dependents will be reported as taxable income on your W-2. Contact your tax advisor for more details on how this tax treatment applies to you. Notify Affirm, Inc. if your domestic partner is your tax dependent.

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Plan Costs – Affirm